Fixed Deposit Account serves as an investment account where a member allocates fixed time period and set aside his or her lump sum of money. With a minimum amount of One Thousand Ghana Cedis (GHS 1000.00), a member can have a fixed deposit account. The account attracts negotiable and a very attractive interest above the prevailing market rate (treasury bill rate). A member may authorise a fixed deposit for either 91 days, 182 days or 365 days. A member may withdraw his or her fixed deposit amount before the maturity date upon giving a prior notice to the credit